Housing Programs & Resources

CRHMFA Homebuyers Fund (CHF)

CRHMFA Homebuyers Fund (CHF)

The San Bernardino County CDH Department participates in the CRHMFA Homebuyers Fund (CHF) program that provides down payment, payment, and closing costs assistance to County residents. The Mortgage Credit Certificate Program provides a federal income tax credit for first-time homebuyers, which may be claimed as long as the homebuyer occupies the home and pays interest on the mortgage.

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Neighborhood Housing Service Of The Inland Empire


Neighborhood Housing Service Of The Inland Empire

Neighborhood Housing Services of the Inland Empire (NHSIE) is a non-profit organization that operates a low-cost Homes N' Hammer program designed to educate residents on minor home improvements and repairs. The four-hour workshop includes: functioning of the home's major plumbing and electric systems, repair methods, replacing and maintaining drywall, replacing window screens, fixing garbage disposals, toilet mechanisms, health and safety issues and tips for hiring a professional contractor for home repairs, etc.

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Multifamily Residential Rental Housing Revenue Bond Program

Multifamily Residential Rental Housing Revenue Bond Program

The San Bernardino County CDH Department operates a Multifamily Residential Rental Housing Revenue Bond program. This Program can be used for new construction, acquisition, and/or rehabilitation of multifamily housing developments. A specified number of units are required to remain affordable to eligible, low-income households for a specified number of years after the initial financing is provided.

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Neighborhood Partnership Housing Services

Neighborhood Partnership Housing Services

Neighborhood Partnership Housing Services, Inc. (NPHS) is a non-profit organization that operates a Healthy Homes Grant program. This program provides home safety repair grants to low-income senior homeowners and homeowners with permanent mobility disabilities.

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Cal HFA

Cal HFA

CalHFA offers first mortgage loans, both FHA and conventional, which can be combined with its down payment and closing cost assistance. This type of assistance is often called a junior or subordinate loan. CalHFA's subordinate loans are "silent seconds,” meaning you do not have to make a payment on these loans until your home is sold, refinanced or paid off in full. CalHFA also has special programs for energy-efficiency, people who work in public schools, and reducing your tax liability.

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Keep Your Home California

Keep Your Home California

California's Keep Your Home California Program is a federally funded foreclosure prevention and loan modification program. Keep Your Home California provides the following: Unemployment Assistance to assist homeowners who have experienced involuntary job loss. Eligible homeowners may receive benefits up to $3,000 per household per month towards their mortgage payment for up to 6 months.

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Resources & Information for Homelessness:

What's the best way to help the homeless? Former homeless people share their advice

Runaways and Drug Abuse: 15 Ways to Reach Out and Make a Difference

Homeless Shelter Directory

Declutter Your Home Through Philanthropy

13 Essential Items You Never Thought to Donate to Those in Need

10 Incredible Ways To Help Homeless Animals Without Adopting Them